If someone gets hurt on your property, you may be liable for their medical bills or other necessary expenses as a result of possible property negligence. Common issues that can result in injury include unsecured pools, trampoline accidents, dog bites, loose handrails, a slip and fall on ice, or a trip and fall from uneven concrete. Sometimes a person that has been injured on someone’s property will sue that person’s homeowners’ insurance. (Businesses have a huge risk if a customer is injured on their property, which means they must be extra cautious of potential hazards.) If you don’t have homeowners’ insurance and you get sued, you may need to pay all fees out of your own pocket.
Personal liability coverage on a homeowners’ insurance policy can often come to your aid, helping with court or attorney fees, medical fees, and other injury-related expenses. The amount of coverage will depend on your insurance provider, the type of coverage you have, and any restrictions on your policy. Some ways to avoid this risk is to secure your home as best you can. Our suggestions include:
Even if you have homeowners’ insurance, you want your family and visitors to be safe on your property. Lift Right Concrete is your professional concrete source for repairs and replacements. Concrete walkways and steps must be safe at all times. Contact our professionals to get an estimate on your property. You’ll be surprised at what we can do to sunken, lifting, and uneven concrete. You don’t always have to replace it!